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Subscription FAQ's

With a yearly budget of more than $3 Million dollars, you would think that we are supported primarily by the local government. In fact that is not the case, approximately 15% of our budget comes from Hamilton County. Most of our budget comes from homeowner's in our coverage area who choose to pay our annual subscription fee.

What does the annual subscription fee cover?

Fire protection of your residence, rental or outbuilding that you choose to have covered. You must pay for each building that you want covered.

What happens if I do NOT purchase a subscription?

You will receive a bill in the mail for any fire services provided on your property.

Why should I pay the subscription fee?

In the event of a fire at your residence, you will not be charged a service fee if you are a subscriber.

Since it's called a subscription, does that mean that it is recurring?

At this time, this service is not setup to auto-renew. You will need to pay again before next budget year that begins July 1st.

If I live in the city limits of Chattanooga or Collegedale, do I still need to pay the subscription fee?

No. Property taxes within the city limits of both Chattanooga and Collegedale cover fire protection for your residence or rental. If you are not within those limits, you are NOT covered and will need to pay the annual subscription fee to keep from being charged a service fee in the event of a fire at your residence.

How are businesses and churches covered?

Businesses and churches are billed according to the square footage. Call the business office for the rate, at (423) 894-5231.